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Moving Dictionary : v Terms

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v Dictionary Terms

Vacancy Allowance
See Duplicate Housing Protection.
A limit on a carrier's liability in exchange for different transportation rates. Valuation is not insurance. See Full Value Protection, Replacement Value Protection and Released Rate Value.
Valuation Principles
Factors determining the worth of a property.
Value (VAL)
An estimate of a property's worth or the price a buyer would pay for a property based on current market trends.
The truck used for carrying household goods.
Shipment is off-loaded en route from one van to another for various reasons.
Van Line
A motor carrier with local agents that coordinates the movement of Household Goods and Special Products.
Variable Rate Mortgage (VRM)
A fixed-term mortgage with an interest rate that changes with a fluctuating market.
The real estate buyer.
The real estate seller.
Vendor Take-Back Mortgage
The seller provides all or part of the mortgage financing to sell the property.
Verbal Appraisal
A verbal estimate of the market value of a property. It is followed by a written appraisal.
Verbal Commitment
The verbal acceptance of a contract made under a third-party operation.
Verification of Deposit
A form sent to a financial institution to verify the checking and savings balances of the prospective borrower. The form is then sent back to the lender.
Verification of Employment
A form sent to the prospective borrower's employer for written verification of the employee's salary and length of employment.
Veterans Administration (VA)
A federal agency that guarantees a portion of a veteran-obtained loan for eligible veterans of the U.S. Armed Forces. See Veterans Administration Mortgage.
Veterans Administration Funding Fee
A fee required for Cold War veterans (post-Korean) for an additional one-half of one percent of the loan amount. It can be paid by either the buyer or the seller.
Veterans Administration Mortgage
A mortgage loan made by a private lender to honorably discharged veterans and their widows and guaranteed by the Veterans Administration. These loans are conventional, fixed-rate, low-payment, long-term loans.
Veterans Administration/Federal Housing Administration Combination
A Federal Housing Administration preferred loan where a borrower can use Veterans Administration eligibility to require a minimum down payment.
An invoice to the government agency detailing the charges incurred on a shipment and the amount due.
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