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N Dictionary Terms

Narrative Appraisal Report
A report detailing the reasoning behind an appraiser's estimate of value.
National Account (NA or NAC)
A company that uses Atlas' moving services to transport household goods for its employees or other parties, products, general commodities, exhibits or new products.
National Account Management
The managing of a national account by a third-party. The third-party deals with the clients nationally without considering the geographic location of the transferring employee.
National Account Shipment
A shipment paid for by a company, rather than the householder.
National Association of Realtors (NAR)
The largest and most prestigious real estate organization, consisting of 800,000 Realtors® and Realtor-Associates® who are associated with local boards and state associations, and who must abide by a strict code of ethics. Brokers who are members of the state and local NAR may use the trademark Realtor®. Salespeople may use Realtor-Associate®.
National Mortgage Indexes
National indexes influencing variable rate mortgages. The three indexes include six-month treasury bills, three-year treasury securities and the Federal Home Loan Bank Board national mortgage contract interest rate for previously occupied homes.
Negative Amortization
A reversal of amortization whereby a loan's unpaid principal balance increases because payments made to the loan do not cover the full amount of interest due.
Net Weight
The actual weight of a shipment obtained by subtracting the tare weight from the gross weight.
New Products (NP)
Unfinished items to be transported to manufacture a completed product or finished items that do not come under the classification of the special products tariff.
Nonconforming Use
Property use that was once acceptable but now is prohibited by zoning laws.
Nonliquidity Rate
A charge for time needed to turn real estate into cash.
Nonmilitary Shipment
A U.S. government shipment that is not a Department of Defense move.
Nonpeak Season Rates
The linehaul rates that apply on all household goods shipments moving between October 1 and May 14.
Non-Vessel Operating Common Carrier (NVOCC)
Combines or consolidates small less-than-containerload shipments or orders of one or more customers by stowing such cargo into steamship containers.
Normal Destination Service
Delivery to and unpacking at a single family residence occupying a single ground floor, with such residence readily accessible from a public thoroughfare, with unpacking performed at the time of the initial delivery to the residence and applicable removal of any packing materials, dunnage, debris, at that time. Any services not falling within this description would be considered non-standard and would necessitate additional charges to the customer for the services rendered.
Normal Origin Service
The proper preparation of a household goods shipment at the origin residence, with such residence readily accessible from a public thoroughfare; the containerization of the goods, with such containerization being performed either at the origin residence or at the warehouse of the origin agent, dependent upon applicable procedures or commitments made for the handling of a specific shipment.
Note
A written promise and acknowledgement to pay a debt by a specified time. Also called Promissory Note or Installment Note.
Notification Address
Destination address of customer for contact.
Notification of Delay
Atlas advises the customer that the shipment will be late, along with the reason for delay, the last known location and the new dates set by Atlas. Also called Extensions.
NTF or NTR (Abbr)
Notification.
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